Business Insurance for Tradesmen can provide cover in the event of loss of equipment as well as Public Liability and other liability insurance. Make sure you have the best cover available to protect your livelihood.
Tradies Policies:
The right Insurance policy for tradesmen is essential. Sometimes not having Public Liability insurance, can result in you not be allowed to access the worksite. However, a good Liability policy can give you much more – such as cover on the product you are working on, Faulty Workmanship, and full cover for accidental damage to Underground Service (many Public Liability policies exclude or restrict these covers).
Having a policy that gives you the insurance cover required can make all the difference, if the unfortunate happens and damage is caused, or if an injury to a member of the public or employee is deemed to be your fault, then having the right insurance can mean the difference between staying in business or not.
Insurance covers the following:
Equipment Cover
We keep businesses on the move by insuring the following types of equipment:
Diagnostic, Golf Carts, Light Machinery, Mobile Electronic, Mobile Medical, Mobile Photographic, Musical Instruments, Surveying, Tools of Trade and Sporting Equipment.
Cover for other equipment types may be available, please enquire.
We can give you cover for:
- Theft in open air *
- Accidental damage
- Accidental loss 28 days worldwide
- New for old (up to the sum insured)
* Excludes Tools of Trade and Sports Equipment – covered against theft by forcible or violent entry
Other main Covers include:
- PUBLIC & PRODUCT LIABILITY
- STATUTORY & EMPLOYERS LIABILITY
- COMMERCIAL MOTOR
See full descriptions of these on our Business Insurance page
Experienced Insurance Broker
Getting the policy you need at the level of cover you require is simple, fill in our form and we will come back to you with the best value for money policy we can source. Using an experienced broker can save you hours of searching the internet, we will use our contacts to deliver an insurance policy that is suited to you and your business requirements. For help and advice please feel free to contact us.